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Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam : Virginia Life, Annuities, and Health Insurance Examination Series 11-01

Virginia-Life-Annuities-and-Health-Insurance actual test
  • Exam Code: Virginia-Life-Annuities-and-Health-Insurance
  • Exam Name: Virginia Life, Annuities, and Health Insurance Examination Series 11-01
  • Updated: Sep 01, 2025
  • Q & A: 152 Questions and Answers
  • PDF Demo
  • PC Test Engine
  • Online Test Engine
  • Total Price: $59.99  

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Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions:

1. In general practice, which one of the following is true of the powers of the Bureau of Insurance withrespect to access to an agent's business records?

A) Records must be produced upon the request of the Bureau of Insurance
B) Authorization must come from the National Association of Insurance Commissioners (NAIC)
C) Records can only be accessed by an order of a state court
D) The Bureau of Insurance has no right to access an agent's business records because of privacy considerations


2. When there is a misstatement of age by an applicant for a disability income policy:

A) The policy will be void from its inception because of the insured's misrepresentation.
B) Any amount payable will be the amount of coverage the premium would have purchased at the insured' s correct age.
C) The insurer is not liable for any claims made during the period before correction of the insured's age.
D) The company will cancel the policy immediately upon discovery of the misstatement of age.


3. To be complete, an application for health insurance must contain all of the following EXCEPT:

A) Applicant's name and address
B) Applicant's signature
C) Initial premium
D) Date of application


4. The designation of a beneficiary by class in a life insurance policy means that:

A) Individual beneficiaries are not specified by name
B) The policy must be a form of business life insurance
C) The beneficiaries are unrelated to the insured
D) A primary beneficiary cannot be designated in the policy


5. Which policy provision allows an employee to change from group coverage to an individual life insurance policy?

A) Nonforfeiture
B) Conversion
C) Incontestability
D) Assignment


Solutions:

Question # 1
Answer: A
Question # 2
Answer: B
Question # 3
Answer: C
Question # 4
Answer: A
Question # 5
Answer: B

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