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| Section | Weight | Objectives |
|---|---|---|
| Claims Adjustment Procedures | - Alternative dispute resolution - Non-waiver agreements - Draft authority - Arbitration - Negotiation - Appraisal - Advance payments - Competitive estimates - Claims adjustment procedures - Execution of releases - Releases - Mediation - Subrogation procedures - Settlement procedures - Coverage problems - Reservation of rights letters | |
| Commercial Package Policy | 38% | - Monoline versus package policies - First named insured - Components of a commercial policy - Common policy declarations - Common policy conditions |
| New York Unfair Claim Settlement and Prohibited Practices | - New York claim settlement laws and regulations - Insurance fraud and false statements - Terrorism Risk Insurance Act - New York cybersecurity regulation - Unfair claim settlement practices - Consumer privacy requirements | |
| Insurance Principles and Concepts | - Morale hazards - Representations and misrepresentations - Moral hazards - Fraud - Insurable interest - Insurance principles and concepts - Physical hazards - Warranties - Waiver and estoppel - Insurance contracts - Hazards - Concealment | |
| Other Property and Liability Coverages | - Ocean marine - Aviation insurance - Excess liability - Personal automobile - Flood insurance - Commercial automobile - Surety and fidelity bonds - Workers compensation - Inland marine - Crime insurance | |
| Commercial Property | - Commercial General Liability - Commercial property forms and endorsements - Commercial Package Policy - Commercial property coverage - Businessowners Policy | |
| Insurance Regulation | - Bond requirements - Fingerprinting - Qualifications - Licensing process - Temporary adjuster permits - License renewal - Licensing requirements - License maintenance and duration | |
| Dwelling and Homeowners Insurance | - Homeowners liability coverage - Dwelling policies - Homeowners property coverage - Personal umbrella policies - Personal liability supplement - New York specific endorsements - Standard Fire Policy |
What type of insurance covers goods in transit over water?
Correct Answer: B 🗳️
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Charges for transporting a person injured in an aircraft accident by ambulance are covered under
Correct Answer: D 🗳️
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In a Dwelling Policy, an unoccupied property refers to one that has no
Correct Answer: A 🗳️
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The policy benefits are found in what part of an insurance policy?
Correct Answer: A 🗳️
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Under Other States Workers' Compensation Insurance, coverage ONLY applies if the states are listed on the
Correct Answer: D 🗳️
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